The ALOA Security Professionals Association has partnered with Lighthouse Insurance Group to get our members the most affordable rates on major medical, short term policies, Medicare/supplements, vision, dental, critical care, and supplemental insurance coverage for you, your family, and your employees with Health Reimbursement Arrangements (HRAs). 

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Types of Policies

Major Medical

Major medical insurance is a comprehensive policy designed to help you and your family pay for covered healthcare expenses ranging from preventive services to emergency care. (ACA Plans)

Short Term Policies

Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to another without a health plan. Lose your job, recent college graduate, divorced, or retired and not quite eligible for Medicare? (Not ACA-Compliant)

Medicare/Supplementals

We assist seniors in finding the right Medicare Advantage and  Medicare Supplemental plans that are designed to help cover you on all the various deductibles, co-payments and coinsurance charges that Medicare alone does not include and much more.

Dental and Vision

Dental and Vision Insurance helps pay for the cost of visits to a dentist or eye doctor for basic or preventive services. This can include dental options like teeth cleaning, X-rays, and vision options that helps offset the costs of routine eye exams and helps pay for vision correction wear, like eyeglasses, that may be prescribed by physicians or eye-care specialists.

Critical Care

Critical illness insurance is intended to pay a lump sum cash payment for covered illnesses such as heart attack, stroke, cancer, and more.

Supplemental

Supplemental insurance plans will pay for out-of-pocket medical expenses, such as deductibles, copayments, coinsurance and accidents as well as other events that can keep you from doing what you love.

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Our team of licensed advisors will find you and your family the best coverage that fits your financial and health needs.

ALOA Health and Wellness Blog: The latest health and wellness news and information in our blog to help keep you and your family healthy, wealthy, and wise.

ALOA Health and Wellness Roundup

LIG Solutions Announces New Health Reimbursement Arrangements (HRAs) Partnership with PeopleKeep, Inc.

By Tim McNichols | August 11, 2019

MEDIA RELEASE LIG Solutions Announces New Health Reimbursement Arrangements (HRAs) Partnership with PeopleKeep, Inc. Cleveland, Ohio, and Salt Lake City, Utah (August 11, 2019) – LIG Solutions, a division of Lighthouse Insurance Group, and PeopleKeep, Inc., announced at ASAE19, the annual meeting & exposition of the American Society of Association Executives (ASAE) a partnership to …

Read moreLIG Solutions Announces New Health Reimbursement Arrangements (HRAs) Partnership with PeopleKeep, Inc.

National Law Review: Agencies Issue Final Regulations Expanding Access to Health Reimbursement Arrangements

By Tim McNichols | July 11, 2019

Source URL: https://www.natlawreview.com/article/agencies-issue-final-regulations-expanding-access-to-health-reimbursement Article By: Alden J. Bianchi On June 13, 2019, the Department of Health and Human Services (HHS), the Department of Labor (DOL), the Department of the Treasury (Treasury Department) and the Internal Revenue Service (IRS) (collectively, the “Departments”) issued a coordinated set of final regulations (“final rules”).  Entitled, “Health Reimbursement Arrangements and Other Account-Based Group …

Read moreNational Law Review: Agencies Issue Final Regulations Expanding Access to Health Reimbursement Arrangements

Lastest News From ALOA

National Law Review: Agencies Issue Final Regulations Expanding Access to Health Reimbursement Arrangements

By Tim McNichols | July 11, 2019

Source URL: https://www.natlawreview.com/article/agencies-issue-final-regulations-expanding-access-to-health-reimbursement Article By: Alden J. Bianchi On June 13, 2019, the Department of Health and Human Services (HHS), the Department of Labor (DOL), the Department of the Treasury (Treasury Department) and the Internal Revenue Service (IRS) (collectively, the “Departments”) issued a coordinated set of final regulations (“final rules”).  Entitled, “Health Reimbursement Arrangements and Other Account-Based Group …

Read moreNational Law Review: Agencies Issue Final Regulations Expanding Access to Health Reimbursement Arrangements

WSJ: Trump’s Healthy Tax Break An expansion of health reimbursement accounts is good news for workers.

By Tim McNichols | July 2, 2019

Trump’s Healthy Tax Break An expansion of health reimbursement accounts is good news for workers. By WSJ “The Editorial Board, July 1, 2019 6:52 pm ET” https://www.wsj.com/articles/trumps-healthy-tax-break-11562021565 By the left’s account you’d think the Trump Administration’s only ambition on health care is to rip insurance from the poor and sick. So note that a Health and …

Read moreWSJ: Trump’s Healthy Tax Break An expansion of health reimbursement accounts is good news for workers.

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About LIG Solutions

Headquartered in Cleveland, Ohio, LIG Solutions, a division of Lighthouse Insurance Group, specializes in offering comprehensive, turn-key insurance solutions for associations, societies, NGB, membership organizations and other affinity groups. With more than 30 years of combined experience in the health, life, and Medicare insurance industry, LIG has successfully distributed more than 60,000 insurance policies nationwide and delivers member benefit programs centered on health and wellness initiatives to drive retention and engagement with the communities/marketplaces they serve.

About Program

The ALOA Security Professionals Association, Safe and Vault Technicians Association, International Association of Investigative Locksmiths, and ALOA Institutional Locksmiths Health Insurance Program powered by Lighthouse Insurance Group LLC is designed to offer concierge service to our members in need of Individual, Family, and Small Group health insurance coverage options. These plans include coverage options from the leading insurance carriers and are tailored to fit your individual financial and health needs. Call today to speak directly to our team of licensed advisors to get your no-obligation health insurance assessment for major medical, short term policies, vision, dental, critical care, accident medical plans, disability income protection, supplemental Insurance coverage, and more!

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